Best Above Ground Pool Budget Guide – Installation & Costs

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When the hot summer months arrive, I’m always looking for ways to cool off. What better way to do so than in your own above ground pool? Perhaps you were fortunate enough to buy a home with one included. If not, maybe you’re looking to install one for the first time. Even if you already have a backyard pool, it could be old and requiring replacement. No matter what your situation, you’re going to want to make sure that your pool plans fit with your budget.

The cost for an above ground pool differs based on the size and type. The average price for a regular above ground pool will fall between $1,800 and $5,000. The price can get as high as $10,000 if you add certain amenities. Even at that price, an above ground costs far less than an in-ground pool.

Many factors go into budgeting for an above ground pool. The specific pool, your yard, installation, and upkeep costs all factor in. Understanding these individual aspects can help you budget properly and get the pool you want. Read on to discover all you need to know about how to budget for an above ground pool!

Types of Above Ground Pools and Their Costs

There are many different types of above ground pools, and the style you want will affect the cost. Above ground pools come with three different exterior wall options:

  • Inflatable
  • Hard
  • Soft

Depending on the type you prefer, your pool may require structural supports as well. These supports are generally metal frames, though fiberglass and even wood are options as well.

home backyard round pool with railing

Above ground pools are most commonly round, oval, or rectangular in shape. Of course, there are also more specialized options out there, like a lap pool or container style.

So, how do all these different factors play into the cost of your pool? Let’s take a look at some common types and sizes of above ground pools and their associated costs:

TypeSize RangeAverage PriceFactors
Above Ground Pool (Round)12’ to 30’$1,150 – $3,000The height of the exterior walls plays a large factor in round pool prices.
Above Ground Pool (Oval/Rectangle)12’ x 24’ to 18’ x 33’$1,430 – $8,240Oval and rectangular pools require additional supports for installation.
Inflatable Pool15’ to 18’$300 – $900Depth is the biggest price factor. Inflatable pools are a budget option, but have a shorter lifespan. 
Lap Pool36’ (long)$2,800 – $7,000Take up much less space than a traditional style pool.

It is important to note that the cost of the pool itself is separate from the installation cost. For example, for a 12-foot round above-ground pool, the pool itself will cost around $1,100, but the installation of that pool will cost around $750. The installation price of a rectangle or oval pool can get upwards of $2,400 or more. We’ll look at installation costs more in depth later.

Adding a Deck To Your Pool

above ground pool round pool with deck

A deck is a nice addition to a pool, but is an extra cost to factor in. Depending on the size of the pool, and thus the surrounding deck, it can cost you an extra $1,400 to $10,000. They are easiest to install on a rectangular or oval shaped pool due to the long, straight sides. However, decks for round pools are available as well.

Most decks are built from wood or a wood alternative composite. The choice here will affect the maintenance required as well as the initial cost. For more information, check out this guide on the costs of choosing and installing a pool deck.

What Size Above Ground Pool Should I Get? 

As you’ve seen in the chart, above ground pools are available in many sizes. To determine what size pool to get, you’ll first want to consider your needs. Are you getting it to exercise, for a family of four, or just for you and your spouse?

Here are some common size above ground pools and the associated number of people they’re suitable for:

Round Above Ground Pool Sizes

12’ Round PoolThe 12’ size pool is on the smaller end of the spectrum, and it is perfect for three or fewer people. It is also a good size pool to get if you are limited on space and have a lower budget.
15’ Round PoolA 15’ round pool is a good size for up to four people. It is probably most comfortable for a family of three. This is another solid option when you have a smaller budget and less space.
18’ Round PoolThis is considered a medium-size pool, fitting up to five people comfortably. An 18’ round pool is an ideal size for a family of four.
21’ Round PoolIf you have a larger family, you will need a larger pool to fit them all comfortably. A 21’ round pool holds up to six people.
24’ Round PoolA 24’ round pool fits up to seven people comfortably. If you have more space in your yard, and you want to entertain a lot over the summer with groups of people, this may be the better size for you.
30’ Round PoolOn the larger end of the spectrum, a 30’ round pool can fit upwards of ten people, which is great for larger gatherings or families.

Oval & Rectangular Above Ground Pool Sizes

12 ’x 24’ A 12’ x 24’ pool is a perfect size for a family of four, as it can fit up to five people comfortably. This is one of the most popular sizes for an above ground pool.  
15’ x 26’ This is a slightly larger above ground pool, but it can fit up to seven people comfortably. This is good if your family is a bit bigger, or you want to entertain over the summer. 
15’ x 30’ A 15’ x 30’ pool is a larger pool that accommodates up to eight people comfortably. 
16’ x 32’ This size pool fits up to ten people comfortably. Of course, there are larger sizes, but this is usually enough for most people who need a larger pool. 

The best size pool is the one that will comfortably fit the number of people you expect to use it. However, pools can be deceptive. Often, people think they need a much larger pool than they do. If you have, for example, a family of four, your best bet is probably an 18-foot round pool or a 12’ x ’24’ pool.

Other Above Ground Pool Size Factors

As we’ve noted before, it’s important to factor in intended use for your above ground pool size and shape decisions. If you’re purely looking for exercise and short on space, a lap pool may be ideal. If you’d like to swim laps, but also have room for the family, a rectangle or oval is a great choice. Rectangles are most conducive to adding a deck on as well, if that’s in your plans. Round pools are great for family fun, and take up less space than their longer cousins.

above ground rectangular pool with supports

Depth is an additional factor to consider as well. Above ground pools come in 3 standard depths:

  • 48”
  • 52”
  • 54”

There are, of course, exceptions that you’ll be able to find if desired. Deeper pools are better for swimming. Shallower pools are better for children, playing games, or just floating and relaxing. The deeper the above ground pool, the more expensive it will be. It’s just a matter of determining where your priorities in usage are.

As a note, no above ground pools are designed for diving. The American Red Cross recommends a minimum of 9 ft depth in a pool when diving. While above ground pools can be found as deep as 8 feet, it’s still unsafe for diving use.

Landscape Considerations for Your Pool

You have to make sure that your yard is prepared for an above ground pool. Some landscape considerations need to be discussed beforehand to ensure proper installation. If you don’t incorporate them into your planning, you can run into many problems later on.

Here are the most important landscape considerations when preparing for an above ground pool:

  • Use level ground. The installation area should be completely level and cleared of grass and debris. Unlevel ground can lead to warping or collapse of an above ground pool.
  • Keep away from shaded areas. Pools in the shade will be cooler and likely need an additional heater. Additionally, shade trees may deposit leaves and other debris into the pool from overhead.
  • Avoid tree roots. The expansive root system of trees may grow into your pool, which can rip the lining. Make sure your space is far enough away.
  • Install at least 20’ from the house.  Your yard needs to be big enough so that the pool is at least 20 feet from your house. It should have enough space to fit comfortably. The exception here is inflatable pools, which don’t need the same space.
  • Keep away from property lines. Most communities require you to keep your pool more than six feet from your property line.
  • Stay away from the street. This is why most pools are located in a backyard. Your above ground pool should be at least 10 feet away from any street.
  • Steer clear of power lines. This is important for safety, as well as a common community standard. A power line falling into a pool is a huge hazard, so pools should be installed clear of the lines.

How Much Will it Cost to Level the Ground?

The amount of usable space you have in your yard will dictate the limits of how big your above ground pool can be. If the ground isn’t level, or not enough of it is, you will need to budget some extra money to landscape the area properly. So, how much will that cost you?

The average price you can expect to pay to level your yard is around $2,500. However, it may cost as little as $1,000 or up to around $3,000. It all depends on the size of the space and how much earth needs to be moved.

pool landscaping considerations ensure you have level ground

Once the yard is flattened, you’ll still need to actually prepare the area for the pool. The dirt area you’re left with doesn’t make for a good pool base. The two most popular choices for this are:

  • Concrete
  • Sand

If your ground doesn’t drain well, you may need to add in some gravel as well for drainage, though sand normally suffices. Here is what you can expect to pay for these landscaping supplies:

TypeCostCoverage
Sand$25 – $50 per ton70 sq. ft at 3” thick
Gravel$25 – $60 per ton100 sq. ft at 2” thick
Concrete$4-$8 per sq ft, poured6” thick, size variable

Again these considerations mainly apply to permanent above ground pool installations. If you’re putting up an inflatable, it’s much more flexible on location. Check out this guide on where to set up inflatable pools for some great ideas.

Installation Costs for an Above Ground Pool

The average price of installation for a permanent above ground pool can range from $740 up to $2,400. This depends largely on the size and shape of the pool. Other specialty additions, such as a deck, lighting system, or other accessories may cost more.

Typically, an above ground pool can be installed within three days. Sometimes, if it is a smaller pool, it can be installed in a single day. Some pools come equipped with the tools and directions needed to install it yourself.

While this can certainly save you some money on costs, it may be a daunting task. For instance, most pools require an electrical trench to be dug. This provides power for the pump, filter, lights, and heater if applicable.

Professional installation removes the worry of minor mistakes causing a bigger issue down the road. It’s a worthwhile investment for a permanent fixture of your home.

It is also important to note that specialty pools, like a lap pool, or container pool, cannot be done by yourself. These will need professional installation, possibly including the use of a crane!

Whether you decide to tackle it yourself or have a professional do it, it involves the same process.

relaxing summer day in backyard home pool

Steps For Installing an Above Ground Pool

  • Preparing the base of the pool. This is the first step of any pool installation process. As we discussed above, the ground should be leveled and prepared. Additionally, padding should be installed on top of the sand or concrete to protect the bottom of the pool.
  • Adding supporting blocks. Some installation processes include adding support blocks beneath the base frame of the pool. This provides support and stability to the walls of the pool, making your structure safer.
  • Building the pool frame. The entire pool frame is assembled onto the base frame. The type of pool will determine how complex the frame system is. There are also support beams that need to be installed to help support the walls. The main shape and structure of the pool are created during this part of the process. 
  • Installing the coving. Before the lining can be installed, an interior shell must be installed called the coving. The coving will help the lining keep its shape and keep the pool sturdy on its interior. 
  • Placing the lining of the pool. The lining of the pool is then added to the interior of the pool. This lining is delicate and can rip easily, so it is best to clean it and treat it carefully once it has been installed. 
  • Assembling the railings. Once the lining of the pool is installed, the top railings must be assembled. These will secure the lining in place and add to the aesthetics of the exterior of the pool. 
  • Setting up the pump and filtration system. The pump and filter will be installed so that the pool’s water can stay clean and filtered properly throughout the season.

Additional Above Ground Pool Expenses You Need to Budget

The pool and its installation are just two of the costs involved with budgeting for an above ground pool. There are a variety of other expenses you will need to know before purchasing a pool. Consider the following expenses you’ll want to factor in to your pool budget:

Initial Setup Cost Considerations

TypeCostWhy It’s Needed
Water$80 – $200You’ll need to fill your pool with water. Cost varies based on size of pool.
Filter$700 or lessCleans your water. Most pools come with a filter during installation. Sometimes, you may need to buy it separately or replace an older unit.
Ladder$15 – $600pool ladder is your way to get in and out of the pool. Pricing options vary based on size, style, and quality.
Fencing$900 – $1,500Pool fencing is a safety accessory for the perimeter of the pool.
Heater (Optional)$300 – $3,000heater is only needed if you prefer warmer water. Available in solar, gas, and electric varieties. Cost varies based on type and size of pool it can heat.

Ongoing Pool Maintenance Costs

TypeCostWhy It’s Needed
Electric $30 – $250 per monthElectric powers the pump, filter, and heater in your pool. Cost will vary based on pool size, geographic location, and how often they run.
Chemicals$15 per month on averageMost commonly chlorine, the chemicals are used to keep water clean.
Cleaning Tools$40 – $800You’ll need to regularly clean the pool. Tools range from basic manual scrubbers to automated robotic systems.

To better help estimate what your pump will cost, check out this guide on how much a pool pump costs to operate. If you’re using a heater as well, figure out what size heater you’ll need for your pool. From there, you’ll be better equipped to understand what your monthly electric bills will look like.

Optional Accessories For Your Pool

There are many optional décor ideas to supplement your new pool. Pool chairs, toys, games, and lights are some of the most common choices. While certainly not needed, they add ambience and entertainment to your setup. The prices here vary, and these are good items to add later and as your budget allows.

pool toys rafts and floats for children and adults

Check out some of our favorite pool additions:

In terms of decor outside the pool itself, there are a wide variety of landscaping motifs to choose from. While again they’re entirely optional, they can make your pool fit in better with the rest of the yard. Price will vary greatly based on the options chosen. Check out some great ideas for inspiration when landscaping around your above ground pool.

Winterizing Considerations for an Above Ground Pool

When the swimming season comes to a close, your pool needs to be winterized. Therefore, you’ll need to consider the supplies necessary to do this for your above ground pool.

Some supplies you buy one season can be used over multiple ones. One prime example is your above ground pool cover for the fall and winter months. These covers can range in price from $20 up to over $400. The price varies based on the size, shape, and quality of the cover selected.

winterize cover and protect your above ground pool to extend life expectancy

Of course, there are other supplies beyond a cover to consider. At a minimum, you will have to invest in the following items when winterizing your above ground pool:

  • Winter pool cover. The pool cover protects the pool water from contamination, such as falling leaves. This makes opening the pool in spring much easier.
  • Inflatable air pillow. The air pillow helps protect both the cover and the inside of your pool from ice. Without it, you risk damaging your entire pool. 
  • Winter chemicals. Winterizing chemicals are needed to keep the pool water clean throughout the off-season. These chemicals are added to the lowered water levels before the pillow and cover are secured.

The winter chemicals will include a shocking chemical, which must be added to the pool. They come in a kit, which is around $100. You should plan to spend this once annually.

Each season, you should check which chemicals you have left (if any) and if the air pillow and winter cover are intact without any holes. Often, these can get damaged year to year. If they are, repair or replacement will be necessary.

Typical Life Expectancy of Your Backyard Pool

When you make an investment of any kind, you want to know how long that investment will last. When it comes to a pool, it largely depends on care, use, and environmental conditions.

The typical life expectancy of an above ground pool is between 15 and 20 years. However, if your pool is not properly cared for, it can end prematurely well before that fifteen-year mark. Moreover, some pools can last well beyond 20 years.

As we mentioned before, inflatable pools have a shorter lifespan than their permanent counterparts. You can expect to get 3-5 years on average out of an inflatable above ground pool. However, they are significantly less expensive and require less initial setup. Depending on your budget and needs, this may be a worthwhile alternative.

What care factors do you need to think about when considering the life expectancy of your pool? Let’s explore further.

Most Important Steps for Above Ground Pool Care:

  • Treat your water properly. You need to treat your pool’s water with chlorine or bromine consistently. Too much or too little can lead to stress on your pool. You can generally expect to add chemicals about once a week. A pool test kit is a helpful tool to make sure your levels are staying on track.
  • Clean your pool regularly. Never let your above ground pool get too dirty. Make sure to clean it at least once a week, or use an automated pool cleaner if you’re unable to. Without regular cleaning, you risk damaging the lining, ruining the water, and overworking the filter system.
  • Rust should be cleaned quickly. Rust is one of the biggest issues that plague above ground pools. If you spot rust, you should fix the issue, and clean any residual rust stains. If you do not, it can get worse, which will eat away at your pool.
  • Repair or replace bent railings. In an above ground pool, it is common for people to hang or lift themselves up with the railings. This can bend the railings, which can affect the sturdiness of the pool frame. A weakened frame can cause a pool to end prematurely.
  • Change the liner. A pool liner should be replaced every 5 to 10 years. It’s normal for the pool to outlive the liner, so needing a replacement shouldn’t be cause for concern.

Conclusion

Budgeting for an above ground pool takes some planning, but it does not need to be stressful. You just need to consider how much the pool costs, how much the installation costs, and the additional expenses you would pay over time.

If you have the space for an above ground pool, it can be a great investment. You will most likely have to pay a few thousand dollars to get your pool, but it will last for many years. Plus, an above ground pool is always cheaper than an in-ground pool. This makes it a more budget friendly option for your summertime fun!

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